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When do I Enroll in Medicare?

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Affordable Medicare Supplement Insurance

If you're nearing 65, you are probably wondering about your health care coverage options. And if you have a parent who is turning 65 or older, they may ask you for help regarding their Medicare health insurance coverage. To better understand the Medicare program, how it works and why supplemental health insurance is a good idea, take a few moments to watch our video.

Important Anti-Discrimination Information Important Anti-Discrimination Information

Medicare Supplement Insurance Plan Notice:
Not connected with or endorsed by the U.S. Government or the Federal Medicare Program. 
Medicare Supplement Insurance plans are offered by Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an independent licensee of the Blue Cross Blue Shield Association.

You must continue to pay your Medicare Part B premium. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. Limitations, copayments, and restrictions may apply.

This information is available for free in other languages.  Please call our Customer Service number at 1-877-774-8592 (TTY/TDD users should call 711).  We are open between 8 a.m. and 8 p.m., local time, 7 days a week.  If you are calling from February 15 through September 30, alternate technologies (for example, voicemail) will be used on weekends and holidays.

En Espanol

Esta información está disponible en otros idiomas de forma gratuita. Comuníquese a nuestro número de Servicio al cliente al 1-877-774-8592 (los usuarios de TTY/TDD deben llamar al 711). Nuestro horario es de 8 a.m. a 8 p.m., hora local, los 7 días de la semana. Si usted llama del 15 de febrero al 30 de septiembre, durante los fines de semana y feriados, se usarán tecnologías alternas (por ejemplo, correo de voz).

Medicare Part D Plan Notice:
Prescription drug plan provided by Blue Cross and Blue Shield of Illinois, which refers to HCSC Insurance Services Company (HISC), an Independent Licensee of the Blue Cross and Blue Shield Association. A Medicare-approved Part D sponsor. Enrollment in HISC's plan depends on contract renewal.

Medicare Advantage Plan Notice:
HMO, HMO-POS and PPO plans available in Cook, DuPage, Kane and Will counties.
HMO, HMO-POS and PPO plans are provided by Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), an Independent Licensee of the Blue Cross and Blue Shield Association. HCSC is a Medicare Advantage organization with a Medicare contract. Enrollment in HCSC's plans depends on contract renewal.

Out-of-network/non-contracted providers are under no obligation to treat Blue Cross Medicare Advantage  (PPO)® members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

Last Updated 04262017 PENDING
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