United Insurance Services, LTD.

Blue Cross and Blue Shield of Illinois offers Nine Medicare Supplement Insurance Plans

Medicare Supplement Plan F covers:

Your Part A deductible and coinsurance
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Your Part B coinsurance and the cost of the first three pints of blood
Medicare Part A hospital deductible and copayments
Skilled nursing facility copayment
Foreign travel emergency care
$155 Part B Medicare deductible
Part B doctor charges that are in excess of Medicare-approved amounts High Deductible Medicare

High Deductible Supplement Plan F covers:

High Deductible Plan F pays the same benefits as Plan F after you pay a calendar year deductible $2,000.
Your Part A deductible and coinsurance
Your Part B coinsurance and the cost of the first three pints of blood
Benefits from High Deductible Plan F will not begin until your out-of-pocket expenses total $2,000.
Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy.
These expenses include the Medicare deductibles for Part A and B.
These expenses do not include Plan F’s separate foreign travel emergency deductible.
Medicare Part A hospital deductible and copayments
Skilled nursing facility copayment
$155 Part B Medicare deductible
Part B doctor charges that are in excess of Medicare-approved amounts
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends

Medicare Supplement Plan K covers:

Fifty percent of your Part A deductible and coinsurance
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Preventive benefits for Medicare-covered services usually leave you with 25% to pay -- plan K pays that 25%
Ten percent of your 20% Part B coinsurance and the 50% of the cost of the first three pints of blood
Fifty percent of the skilled nursing facility copayment
Once you've reached your $4,620 annual out-of-pocket limit, the plan pays 100% of the Medicare copayments, coinsurance and deductibles for the rest of the calendar year.

Medicare Supplement Plan L Covers:

Seventy-five percent of your Part A deductible and coinsurance
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Preventive benefits for Medicare-covered services usually leave you with 25% to pay -- plan L pays that 25%
Fifteen percent of your 20% Part B coinsurance and the 75% of the cost of the first three pints of blood
Seventy-five percent of the skilled nursing facility copayment
Once you've reached your $2,310 annual out-of-pocket limit, the plan pays 100% of the Medicare copayments, coinsurance and deductibles for the rest of the calendar year.

Basic Medicare Supplement Plan A covers:

Your Part A coinsurance
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
Your Part B coinsurance and the cost of the first three pints of blood

Med-Select Option is a Money Saver

Plan F, Plan K and Plan L Med-Select options offer you the same solid benefits as our "standard" plans, but cost less. You save on premiums simply by agreeing to use any of our Med-Select participating hospitals for non-emergency elective admissions. If you do not use one of these hospitals for your non-emergency admissions, you pay the $1,100 Part A deductible. Med-Select is not an HMO. With Med-Select, you are fully covered for emergency care at any hospital, and you can choose your own doctors and specialists. Med-Select is available in specific geographic areas only. You must live within a 30 mile radius of a Med-Select participating hospital.

† Must be an Illinois resident, age 65 or over with Medicare Parts A and B, or must meet the eligibility requirements for under 65 disability.

We also offer Plans B and C. Please call 1-800-244-0636 to learn more about these plans.