Long Term Care

What is Long Term Care Insurance? Long-term care is the assistance provided when a person is unable to provide for himself or herself as the result of disability or a prolonged illness. It ranges from providing personal care at home, such as bathing and dressing, to skilled nursing services in a nursing home. Long-term care is offered through home care agencies, senior centers, adult day care centers, traditional nursing homes, and retirement communities that provide ongoing care.

Who pays? If you have an accident, suffer a stroke or break a hip, you'll most likely recover. But after a brief hospital stay, you'll probably be sent home to recuperate. Who will provide and pay for the day-to-day assistance needed?

"If you're over 50-or your parents are, please take this advice. For years, I've been urging you to buy long term care insurance. These new policies pay benefits for home health care, as well as care in a nursing home. They've become so popular that now some of the best deals are disappearing fast."
Source: Terry Savage - Chicago Sun Times 1/23/03

You can tailor all these plans to your specific needs. In addition, discounts for partners and for good health can help these plans fit into your budget. There's a plan that meets your specific needs and provides coverage for you and your partner. United Insurance Services offers a wide variety of top rated carriers to fit your needs!